Better life and health insurance with higher approval and lower risk.
Power underwriting decisions for speed and reliability
― with predictive risk analytics under the hood.
Unlock predictive insights from new digital data sources
Optimize underwriting with an instant and accurate assessment of an individual’s health status ― without a medical exam.
Improve sales conversions with faster underwriting decisions
Offer instant coverage to customers with pre-qualified health scores.
Increase underwriting approval without raising risk
Stratify risks with more clarity and granularity to identify healthy customers across all groups ― even those with pre-existing conditions.
See how Lydia powers underwriting decisions.
Save time on non-approvals and help customers apply confidently with tailored products and coverage recommendations.
Both agents and customers save time in choosing the right insurance products. Agents see higher sales conversions in this improved and accelerated qualifying process.
Accurately assess risk and safely offer fluidless underwriting to AI-qualified customers for instant coverage without a medical exam.
Minimizing the hassle of medical exams improves both customer experience and satisfaction, while agents experience much less administrative work to close deals.
Confidently identify healthy people to insure within groups typically rejected or over-priced by the traditional underwriting rules.
Previously rejected or out-priced customers can now access and afford insurance. It means Lydia-powered insurers can sustainably serve customers whom their competitors cannot.
Celent APAC Insurance Technology Research Leader
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And get ready to reimagine your business with Lydia